FAQ’s: Surveys


A survey is an inspection of a property’s condition. There are various types of survey, each with their own benefits. House surveys should only be performed by Chartered Surveyors and we recommended that you employ a surveyor that is regulated by RICS (Royal Institute of Chartered Surveyors)

Your home is likely to be one of the most expensive and important purchases you will make, so it’s worth paying for a property survey to check that the building is sound and if any repair work may be needed imminently. Surveys are an integral part of buying a home so is useful to account for them in your budget.

Mortgage Valuation

A mortgage valuation is normally required by a mortgage lender to ensure the property you wish to purchase is worth the price you have offered on it.  A valuation is just that – it does not point out repairs or structural problems that you will have to pay to fix. A mortgage valuation is not comprehensive enough to take the place of a proper house survey, so at Blount & Maslin we advise commissioning your own independent survey once you’ve had an offer accepted.

A Homebuyer Report

A homebuyer report is an in-depth survey that will help you find out if there are any hidden structural problems, such as subsidence or damp, as well as any other unwelcome issues inside and outside. A homebuyer report is non-intrusive and doesn’t look behind furniture, beyond the floorboards or behind the walls. It will only be able to identify ‘surface-level’ issues.

Suitable for: Most standard properties that are in a reasonable condition generally 1970’s onwards.

A Building Survey

A building survey is a detailed report which will provide you with an in-depth analysis of a property’s condition, it can highlight a range of issues including advice on defects, repairs and maintenance options.  A building survey is the most comprehensive survey available and is suitable for all residential properties. We particularly recommend it for older homes, pre-war or older and homes that might need repairs. This is a ‘hands on’ survey and included checking the attic and looking under floorboards. You can also ask for the report to include projected costs and timings for any repair work.

Suitable for: Older (50+ years) or unusual homes, renovation projects and properties in a poor condition.

To read more about the buying process click here

Next month we will look at the process of making an offer on a property!